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Loan Management System «Groshik»






Product Scope

  • Efficient workflows
    Clean up the back office with efficiency-focused workflows
  • Automated underwriting
    Helps you to make faster consumer loan decisions
  • Mobile loan applications
    Providing a convenient loan application experience for your customers
  • Flexible analytics
    A complete end-to-end solution tailored to the needs of you and your customer
  • Reduce tasks
    Automated processes help your lending team spend more time with customers

Key Features

Customer management streamlining

  • Customizable promo site
  • Customer profiles
  • Loan application
  • Multiple languages UI support

Marketing management

  • Leads generators pairing
  • Promo codes and notifications,
  • Referral program
  • Personal discounts
  • Lead management and calls tracking

Business operations management

  • Multi-company management
  • Multiple payment systems support
  • Extensive credit products settings
  • Products with recurring payment settings support
  • Customizable business analytics

Underwriting and risk management

  • Credit history providers integration
  • Antifraud, customizable blacklists
  • Automated decision support system
  • Internal scoring system capable of consuming 3-rd party score providers

Customer Service and Legal management

  • Customer complaints processing
  • Easily customizable agreement templates
  • E-mails/SMS/calls automation
  • Integration with IP-telephony

Debt Collection Management

  • Acquired loans management
  • Automated loans organizing in customizable portfolios
  • Customizable loans restructuring

Security

  • PCI DSS compliant
  • Role based access control
  • Extensive logging

Typical loan issue takes about 10 mins

person New Client

  • Sign up and fill the profile in a 3-step wizard
  • Add and verify Bank Card
  • Select Loan size and term
  • Identity verification and liveness detection
  • Receive the money

person Repeat Client

  • Log on to personal profile
  • Automated or manual scoring
  • Sign contract
  • Receive the money

Flexible solution architecture and service delivery

  • Cloud
  • Deployment team
  • SaaS
  • Outsourced Support
  • Inhouse Support
  • Licensed
  • Integration API
  • On Premises

Quick facts

35 000
Loans issued
400 000
Registered Users
8 min
Avg application time
2 months
Deployment time
99.999%
System uptime
Forika Software

Project Roadmap

Customer Communication Central

  • Easy-to-use communications history from all sources
  • Omni-channel communications automation
  • Debt collection communication strategies
  • External Call Center integration

Products capabilities

  • Loans top-up
  • Loans refinance
  • Complex annuity products
  • Forward payments
  • Mortgage loans
  • Switching customers between products

AI applications

  • Dynamic customers segmentation
  • Automated processes for ML models training and evaluation
  • ML-based collection process
  • Dynamic communication queues
  • Customers’ social profile analysis
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